Comentarii la: Adevărul urât despre finanțarea unui catamaran Bluewater uzat

De: Taco Grande

Taco Grande — Fri, 27 Oct 2023 21:10:25 +0000

If you want to throw your money away buy a Catamaran. People with more money than brains.

De: X

Thu, 26 Oct 2023 18:18:46 +0000

My late father had an opinion about bankers:"They will happily loan you money, to buy an umbrella, on a sunny day. Be sure they will want the money back on the next rainy day"
'Bout sums them up I'd say!

De: Brett Sorge

Brett Sorge — Thu, 26 Oct 2023 16:42:16 +0000

At 8.5% loan you should not buy this boat unless paying cash. This is a bad investment. Stupid!

De: p l

p l — Thu, 26 Oct 2023 14:43:13 +0000

8.5% might as well call it 10 with insurance for the loan so 400000 after 5 years will have paid 200000 in interest pretty much , might as well wait save the money pay cash as you did really , if you had that down payment and the reserve they were asking for that means after 5 years you will be sitting on 400000 cash for a boat , that buys a decent one imho

De: KYLE MATHEWS

KYLE MATHEWS — Thu, 26 Oct 2023 14:22:41 +0000

The whole idea is to break free

De: mbur5099

mbur5099 — Thu, 26 Oct 2023 13:04:57 +0000

Great perspective. Thank you!

De: Dazzi

Dazzi — Thu, 26 Oct 2023 07:58:15 +0000

Seems like the decline could also be based upon the increased risk you pose by changing from a successful land based lifestyle which was the environment in which you generated wealth to a nomadic one, while still needing to earn the money to pay the loan. Banks will underwrite any risk if the reward is high enough.

De: HotaruTheRaiju

HotaruTheRaiju — Thu, 26 Oct 2023 04:54:51 +0000

Break free and go sailing after 20 years of debt. Gonna continue refitting the Hurley 27 I paid like 4k for then go ocean sailing on that nice full keel. Financing something like this is wild.

De: Thomas Willemin

Thomas Willemin — Thu, 26 Oct 2023 03:59:49 +0000

We bought our boat with cash too. Sailing in Hawaii is awesome!

De: DingusCirc

DingusCirc — Thu, 26 Oct 2023 03:27:33 +0000

Never heard of a loan requiring 800 or above FICO score.